ACEC RT

The ACEC Retirement Trust (ACEC RT) is a nonprofit, multi-employer retirement solution created exclusively for ACEC member firms. Formed in 1973, the Trust pools the retirement plan assets of multiple engineering firms to deliver greater fiduciary protection, economies of scale, and institutional-quality investments that may not be available to individual plans. Participating firms gain access to cost-effective administration, recordkeeping, and participant education resources, reducing the internal burden of managing 401(k) and other qualified plans while supporting better retirement outcomes for employees. The Trust’s governance structure is designed to help firms manage their ERISA responsibilities, providing more frequent and detailed plan review, monitoring, and reporting. With its engineering-industry focus and long track record, the ACEC Retirement Trust offers a scalable, compliant, and competitively priced way for ACEC firms to sponsor retirement programs that attract and retain top talent.